Dr Demartini is in Australia to give a brand-new seminar on Love and Money... and we've got a ton of free tickets to the event on Monday 19 Nov to give away to Yahoo Dating customers. Just click here to claim yours!

Here's Dr Demartini's latest blog on the subject of his upcoming talk... 

"Emotions can make you do too much or too little of some activity, and in the financial world, doing too much or too little doesn't just stress you, it perceptibly costs you time and money. So, how do you manage your financial emotions and neutralize these calamitous extremes? The key is not to get elated if you make money and not to get depressed if you don't. What helps you create that stability is what I call the 'cushion portion' of your account. A cushion is designed to free you up to live your dreams, to moderate and neutralize your emotions so your wealth and business can grow.

Throughout your life, your wealth will grow from tens of dollars to hundreds, to thousands, to tens of thousands, to hundreds of thousands, to millions, and each new level will initiate a new elation or depression until you learn to stabilize yourself at the new, more expanded level. The grow- ing cushion helps you do this at each new level. Let's say you have a business that makes $1,000 a day. If you suddenly have a $5,000 day, you're very likely to get elated and start manically imagining a future of fabulous wealth. If you have a $20 day, you'll probably get depressed and start to imaGine disaster: Oh my god, if things go on like this, I'll be bankrupt soon! You keep imagining zoom or doom proportionate to the degree of rise or fall, and both emotional extremes dilute your ability to manage your business and your money. The best defense against this normal human reaction is a sizable cushion.

Your goal here is to set up a cushion account and keep making deposits into it, even if it's only $50 a week, until it has enough money to cover at least two months of your earnings. For example, if you make $500 a day and work 20 days a month, you'll need $20,000 to cover two months. Again, this is not for spending, it's just there to help keep you centered. The larger the amount in your cushion, the greater the centering effect. It's a base of liquid money that you put into a safe bank or money-market account and don't touch, and you keep building it until it contains at least two months' worth of your income.

With this cushion in place, you'll be less reactive and more able to stay centered and follow the wealth-building prin- ciples. If you make money, you won't get too elated because it's only a small percentage of what you already have; and if you lose money, you won't get too depressed because you have enough to keep going without too much distraction."