Columnist David Koch

It's not long to go now until the new Rudd government hands down its much anticipated Federal Budget. Next Tuesday night all eyes will be focused on Treasurer Wayne Swan, who will be delivering his first budget for the Labor party. I don't

The slowdown in the economy is really starting to bite at workplaces right across the country. From Adelaide furniture retailer, Le Cornu, to Queensland's internationally renowned luxury boat builder, Riviera Marine, employers are starting to

If you've ever been really late in paying a bill, or defaulted on a loan, then chances are you have a bad credit rating. Having a blemish on your credit record mightn't seem like such a bad thing, until the day comes when you need to apply

You know things are getting pretty tough out there when you hear that the number of people in Australia taking out an owner-occupier mortgage has dropped to 63,817, a fall of almost 6 per cent over one month. While that figure on the face of it

An investment tool called a "contract for difference", or a "CFD" as they're more commonly referred to, used to be used only by large institutions as a way to cover their share trading exposure. Now though, CFDs are readily